Increases in elderly populations and population declines expected in the next decade and longer will cause rural areas and small towns, especially, to lose many essential long-standing businesses such as grocery stores, restaurants, etc. Retirements of elderly long-time owners, loss of young families to larger centers, and other issues will make it difficult to transition these businesses to new owners. At the same time, the businesses are critical to maintaining a high quality of life and viability of the communities.